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Laskuta tekemästäsi työstä yksityishenkilönä ilman omaa Y-tunnusta.
- Et tarvitse omaa Y-tunnusta
- Sopii satunnaiseen oman työn laskuttamiseen
- Rahat nopeasti tilille
- Sopii myös liikeidean testaamiseen
Rekisteröityminen ja laskun luonti 0 €
Palkan nostamisen yhteydessä palvelumaksu 5 %
Laskuta ketterästi kuin kevytyrittäjä, Y-tunnuksen tuomilla mahdollisuuksilla.
- Y-tunnus ilmaiseksi
- Voit vähentää yrityksen ostot verotuksessa
- Voit saada rahaa takaisin ALV-alarajahuojennuksen takia
- Voit myydä oman työsi lisäksi myös tuotteita
Yrityksen perustaminen ja laskun luonti 0 €
Kun asiakas maksaa laskusi, palvelumaksu 5 %
UKKO Business Account – Easy way to open a business account and get a debit-card linked to it
We now offer everything for an entrepreneur’s needs, from a UKKO Business Account to a debit card, accounting and, of course, invoicing.
Account and card 15 €/mo +vat!
No opening fees!
Fast and easy!
We want to help entrepreneurs in every way we can, so now we offer a business account for your income and expenses through us in affordable way.
Get UKKO Business Account now and get first 2 months free!
(Regular price €15/month + VAT)
There will be no surprises here – other than how easy and fast it is.
Pricing of UKKO Business account
The monthly fee for the UKKO Business Account is 15 € + VAT.
The monthly fee includes 40 outgoing payments per month. If there are more than 40 outgoing payments in a month, the customer must purchase an additional package containing 40 outgoing payments to complement the basic package. The price for additional package containing 40 outgoing payments is 5 € + VAT.
The following account usage fees are charged directly from the UKKO Business Account and are not included in the monthly fee for the UKKO Business Account:
- Cash withdrawals at ATM in Finland and the SEPA area*: 1 €.
- Cash withdrawals at ATMs outside the SEPA area*: 2 % of the amount withdrawn.
- Card payment outside the SEPA area*: 2 % of the amount paid.
- Transferring funds to the UKKO Business Account from a credit card (feature not available): 0,7 % of the transfer amount + 0,12 € including VAT.
- Improper use of the account (attempting or performing acts in violation of the law and/or this Account Agreement): 180 € including VAT.
- Processing of judicial or administrative seizures, notice to third party holders: An amount equal to 10% of the amount of the seizure, up to a maximum of 20 € including VAT per file.
- Fee for direct debit rejections due to an insufficient balance: 10 € including VAT per rejected direct debit, up to the amount of the rejected direct debit.
- Drafting a circulation letter for a legal entity holder: 54 €, including VAT
- Intervention fee for managing unauthorised overdrafts: 8 € including VAT per transaction, up to a maximum of 80 € including VAT per month.
Now UKKO.fi offers literally everything you need to start a business!
The establishment of the company
Setting up a company is easy, you just fill in the necessary information in our service.
Free business ID for business names
Free ID for business names, otherwise free for limited companies, but the official fee electronically is 280 €.
UKKO Business Account where income and expenses can be easily managed
With UKKO Business Account, you can view all account transactions of your business directly in your service.
A debit-card connected to a company account through UKKO.fi
You can choose whether you want a physical and/or virtual debit card connected to your UKKO Business Account.
Unlimited invoicing and customer register
In the UKKO Yrittäjä service, you can make unlimited invoices and you can easily keep your customers’ information in the register.
Accounting, VAT declarations and advice
We also take care of bookkeeping, VAT declarations for you and, if necessary, advise you on the path forward as an entrepreneur.
Why to open a UKKO Business Account?
- Get the account working even on the same day
No more waiting to open an account. You can open your business account even on the same day (maximum 72 hours)! - Fixed price 15€/month
Say goodbye to hidden costs and transaction fees. Our pricing is clear and affordable for everyone. - No opening fees, no transaction fees
Everything related to the business account only €15/month. Enjoy cost savings without extra fees for events. - Easily target account transactions
When the UKKO Company Account is connected, it is easy to target transactions and you stay on the map. - Real-time financial data
You stay up-to-date with real-time financial data that gives you the opportunity to develop your business. - Focus on growth
Spend less time filling out paperwork (tax return, etc.) and more time growing your business.
Why is opening an account so fast?
Collaboration with the groundbreaking Swan
UKKO.fi is a partner of the Swan.io financial institution that offers payment services.
Swan.io is a completely new type of European financial institution, through which UKKO.fi’s customers can now take advantage of unprecedentedly easy solutions for opening a business account and applying for a card connected to the account.
Swan.io is approved by the ACPR (Autorité de Contrôle Prudentiel et de Résolution), which supervises the activities of regulated financial institutions. ACPR operates under the French central bank.
As with all accounts of domestic operators, the EU’s Deposit Guarantee Schemes Directive (DGSD) also applies to Swan’s corporate accounts, protecting funds deposited in the account up to €100,000.
Looking for the best business account?
A business account is an important part of managing your business finances
By choosing the best account for your company, namely UKKO Business Account, you will get access to a payment card, accounting and of course invoicing.
The best business account offers expert customer service and versatile services. There are different business accounts offered by different banks and financial institutions, but the best business account is offered by UKKO Business Account as a solution that suits your needs and helps your company grow and succeed.
The most affordable business account – what is the best option?
It is worth comparing business accounts carefully to find the best business account for your business. The best business account can be found at a bank, through an accounting service, or somewhere else entirely. Is it best for a small entrepreneur to choose the most affordable business account?
An affordable business account makes a starting entrepreneur’s journey towards successful entrepreneurship easier, as the costs remain low. Bank business accounts can have high opening fees and monthly costs can be high as well.
At UKKO.fi, we understand the challenges of small businesses and therefore want to offer UKKO Entrepreneurs a more affordable alternative to a business account. The UKKO Business Account has no opening fee and the costs are easily predictable.
Keep company finances separate from personal finances
With the UKKO Business Account, income and expenses related to your business stay separate from your personal finances
Although as a business name entrepreneur you do not legally need a business account, it makes your everyday life much easier.
By acquiring a UKKO Business Account, you can better keep track of what income and what expenses your company has, because they don’t get mixed up with personal transactions.
Your accounting also remains in control when you can allocate account transactions to your accounting in the UKKO Entrepreneur service with a few clicks.
Book a 30 minutes demo of the UKKO Entrepreneur service
See for yourself how easy it is to manage things when the entrepreneur is at the center of the service!
The demonstration does not bind you to anything.
1: Log in to UKKO Entrepreneur service
In the service you will find the UKKO Business Account link, which takes you to the business account registration page.2: Register to UKKO Business Account
Fill in the registration form with the basic information we need to open an account.3: Identify yourself and your account will be opened soon!
Once your UKKO Business Account has been opened, you can pay the invoices you receive directly from the UKKO service.Everything you need in one place
UKKO add-on services are designed to meet the most common needs of entrepreneurs.
UKKO Assurance
UKKO Asurance – so you are not left on your own
UKKO Assurance’s liability and accident insurance make entrepreneurship safe and reliable. In addition to insurance, it provides helpful documents and numerous valuable benefits to support your business.
The UKKO Assurance service for UKKO Entrepreneurs now also features legal expenses insurance and legal assistance!
UKKO Checkout
A card reader for businesses and small entrepreneurs: an easy and affordable way to accept card and contactless payments.
Charge your customers easily on-site using a modern card reader or directly from your phone. Low transaction fee – only 0.99% per payment!
Foreign trade
Invoice foreign business and private customers
With the foreign trade service, you can invoice your foreign customers in euros, in Finnish or English.
UKKO Business Account
Business account quickly and affordably
We now offer UKKO Entrepreneurs an even more comprehensive service. You can easily get everything you need for financial management – from the UKKO Business Account and payment card to accounting and, of course, invoicing.
We make the necessary corrections to your accounts.
We help you in everything related to your entrepreneurship.