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UKKO Light Entrepreneur service fees

UKKO Light Entrepeneur is an easy and inexpensive way to start working like an entrepreneur.

Choose the service which service fees you’d like to see

No fixed costs – you only pay for the service when you use it

0 €

Registering and creating an invoice

  • Registering for the UKKO Light Entrepreneur service is easy and fast, and it doesn’t obligate you to anything.
  • After receiving the credentials, you can immediately create invoices. We won’t charge separate costs for sending the invoice.
  • Test your business idea without pressure. If you don’t use the service, you don’t pay the service fee.
Create an account here
5%

Withdrawing your salary

  • In connection with the salary payment, a service fee is charged, which is 5 % of the invoicing.
  • The remaining portion is also affected by other payments and withholdings, such as health insurance premium in applicable cases 1,53 %, UKKO Assurance 3 % and withholding tax according to your own tax percentage.
Test our income calculator

No fixed costs – you only pay for the service when you use it

0 €

Registering, business ID and creating an invoice

  • You can get a business ID free of charge. Registering is quick and easy.
  • You can immediately create invoices. We won’t charge separate costs for sending the invoice.
  • Test your business idea without pressure. If you don’t use the service, you don’t pay the service fee.
Create an account here
5%

From the invoiced amount

  • When the customer’s payment registers, our service fee is withheld which is 5 % of the invoiced amount.
  • The remaining portion is also affected by UKKO Assurance 3 %, value added tax, and withholding tax based on your own tax percentage.

With UKKO.fi service fee you get all the following:

  • Sending invoices and debt collection

    • Sending invoices
      • As e-invoices
      • By mail
      • By e-mail
    • We ensure payments with automated payment reminders

  • Mandatory payments and notifications

    • Notifications and payments to the tax authorities
      • Income tax withholding
      • Health insurance premium
      • Value added tax payments
    • Income register notification
    • We also provide a certificate of the service agreement
    Additionally, if desired, we take care of YEL insurance on your behalf at no cost!

  • Salary calculation

    • Handling expenses
    • Handling travel costs

  • Customer Service

    Our competent and multichannel customer service is ready to assist you in Finnish and English.

  • Documents and reports

    In our service, you will find important ready-made documents, reports, and contract templates for light entrepreneurs, making light entrepreneurship as safe and easy as possible. We aim to assist you in dealing with organizations such as employment offices (TE office) and the tax authorities, ensuring that light entrepreneurship does not come with any surprises when interacting with authorities.

With the service fee, you get all the following:

  • Sending and receiving invoices

    • Sending invoices
      • As e-invoices
      • By mail
      • By e-mail
    • Receipt of purchase invoices as e-invoices

  • Mandatory payments and notifications

    • Business ID registration notification
    • Notifications and payments to the tax authorities
      • Registration in the value added tax register
      • Value added tax notifications
      • Value added tax payments
      • Application for VAT relief
      • Registration in the tax prepayment register
      • Withholding and remittance of tax prepayments
      • Private entrepreneur’s tax return
      • Reporting tax deductions
    Additionally, through our service, you can acquire YEL insurance.

  • Accounting

    • Single-entry bookkeeping
    • Verification of receipts
    • Income statement
    • Electronic receipt storage

  • Customer Service

    Our competent customer service is ready to assist you in Finnish and English. You can reach our customer service via email, or if you prefer, you can request a callback. When logged into the service, you can also reach us via chat.

  • Comprehensive guides and courses

    As an entrepreneur, you need versatile skills, and we help you succeed in every sector. Learn how to price your work, secure the best social insurance, delve into the secrets of marketing, and understand everything about light entrepreneurship. Professionals will guide you through courses and guides! With UKKO Assurance’s income calculator, you can easily calculate how much a light entrepreneur will earn from invoicing, helping with your own pricing for work.

UKKO Assurance is there so that a light entrepreneur is not left alone.

UKKO Assurance is an additional security designed for UKKO light entrepreneurs to ensure safe and reliable freelancing. UKKO Assurance assists light entrepreneurs in negotiating competent assignments and determining profitable pricing. Additionally, UKKO Assurance helps in case of accidents or damage occurring in the light entrepreneur’s work.
As a responsible operator, we want to ensure that all our users are insured and provide our users with the best conditions to operate as light entrepreneurs safely and reliably within the framework of laws and regulations.

  • Insurance

    UKKO Assurance includes the following insurance:

    – UKKO Accident insurance covers accidents that occur during work.
    – Liability insurance includes, among other things, a separate consultant insurance.

  • Free dispute-free debt collection

    If a customer does not pay their invoice, in some cases, debt collection may be necessary. In Finland, undisputed debt collection will no longer incur costs for you; we take care of it on your behalf.

  • Light entrepreneur’s contract template library

    As a light entrepreneur, you are responsible for your own contracts, but that doesn’t mean you’re alone. In the UKKO.fi contract template library, you’ll find ready-made templates that make contract negotiation easy!

  • Light entrepreneurs marketing school

    Learn to become a top-notch marketer in marketing guru Olli Kopakkala’s marketing school. Kopakkala has been working in effective digital marketing for 15 years, and now he shares all the tested tips with light entrepreneurs. In Finnish only.

  • Negotiated group benefits

    UKKO Assurance also includes campaign-based, valuable discounts on rental cars, office spaces, workwear, accommodation, training materials, banking services, health and wellness services, and wholesale purchases, among others.

  • Light entrepreneur sales school

    Selling your own work is one of the key factors influencing an entrepreneur’s success. UKKO.fi offers all freelance entrepreneurs Pasi Rautio’s 14-part online course "Perusta kuntoon" This course provides concrete guidance on what you need to do to grow your business. In Finnish only.

  • Comprehensive guides and courses

    As an entrepreneur, you need versatile skills, and we help you succeed in every sector. Learn how to price your work, secure the best social insurance, delve into the secrets of marketing, and understand everything about light entrepreneurship. Professionals will guide you through courses and guides! With UKKO Assurance’s income calculator, you can easily calculate how much a freelancer will earn from invoicing, helping with your own pricing for work.

UKKO Assurance is there so that a light entrepreneur is not left alone.

UKKO Assurance is an additional security designed for UKKO light entrepreneurs to ensure safe and reliable freelancing. UKKO Assurance assists light entrepreneurs in negotiating competent assignments and determining profitable pricing. Additionally, UKKO Assurance helps in case of accidents or damage occurring in the light entrepreneur’s work.
As a responsible operator, we want to ensure that all our users are insured and provide our users with the best conditions to operate as light entrepreneurs safely and reliably within the framework of laws and regulations.

  • Insurance

    UKKO Assurance includes the following insurance:

    – UKKO Accident insurance covers accident that occur during work
    – Liability insurance includes, among other things, a separate consultant insurance.

  • Light entrepreneur’s contract template library

    As a light entrepreneur, you are responsible for your own contracts, but that doesn’t mean you’re alone. In the UKKO.fi contract template library, you’ll find ready-made templates that make contract negotiation easy!

  • Light entrepreneurs marketing school

    Learn to become a top-notch marketer in marketing guru Olli Kopakkala’s marketing school. Kopakkala has been working in effective digital marketing for 15 years, and now he shares all the tested tips with light entrepreneurs. In Finnish only.

  • Negotiated group benefits

    UKKO Assurance also includes campaign-based, valuable discounts on rental cars, office spaces, workwear, accommodation, training materials, banking services, health and wellness services, and wholesale purchases, among others.

  • Light entrepreneur sales school

    Selling your own work is one of the key factors influencing an entrepreneur’s success. UKKO.fi offers all freelance entrepreneurs Pasi Rautio’s 14-part online course "Perusta kuntoon" This course provides concrete guidance on what you need to do to grow your business. In Finnish only.