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Light entrepreneurship is the easiest way to invoice for your work

The most comprehensive services for light entrepreneurs with or without a business ID. Join now for free!


Why light entrepreneurship?

You can start without your own business ID or create your own business ID
No paperwork or accounting which is usual for an entrepreneur
No commitments, no ongoing expenses
You don’t need start-up capital to start light entrepreneurship
Courses and guides to help you

UKKO Light Entrepreneurship is Finland’s largest and the most popular light entrepreneurship service. Over 140 000 light entrepreneurs from different fields use our light entrepreneurship service!

What is a light entrepreneur?

With UKKO Light Entrepreneur service without a business ID, you can invoice for your work without your own business. You choose who you do the work for and for what price.

UKKO Light Entrepreneur service with a business ID, you can create your own business ID and get all the entrepreneurship benefits. You can of course choose you do the work for and for what price.

We take care of all the bureaucracy related to invoicing for you. You can focus on your work and trust that important payments and notifications will be handled correctly and on time. Register as a light entrepreneur free of charge and create an invoice today!

Light entrepreneurship just for your needs

Light Entrepreneur without a business ID


UKKO Light Entrepreneur without a business ID is the easiest way to invoice for your work. You don’t need to establish a company or worry about any entrepreneurial responsibilities.

UKKO Light Entrepreneur without a business ID is the right choice when

• You don’t need your own company or a business ID
• Your activities are part-time or on a freelance basis
• You have a business idea that you want to try out safely
• You want to get the money fast on your account from your work gig

Service fees
0 € Registering and creating an invoice
5 % Withdrawing salary

– It’s quick and easy to register into the service and there are no obligations

– You can start creating invoices right away. We won’t charge you any additional fees for sending an invoice or processing your travel costs.

– You’re insured by UKKO Assurance (accident and liability insurance)

– When your salary is paid, you are charged the 5 % service fee from the invoiced amount.

– Other payments and withholdings also affect the remaining portion, such as health insurance premium in applicable cases 1,53 %, UKKO Assurance 3 % and withholding tax according to your own tax percentage.

Register now as a light entrepreneur without a business ID

Join for free and start invoicing without your own company now!

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Light Entrepreneur with business ID


With the UKKO Light Entrepreneur with business ID -service, you can invoice quickly and flexibly like a light entrepreneur, but you also establish your own Business ID and enjoy the benefits of a private trader.

UKKO Light Entrepreneur with business ID is the right choice when

• You need a business ID for your work
• You want to take advantage of the entrepreneur’s tax benefits
• You’re applying for startup grant for the beginning of your business
• You want a light but comprehensive entrepreneurship service without monthly fees

Service fees
0 € Establishing the company and creating an invoice
5 % From the invoiced amount

– Registering into the service is easy. We will create a business ID for you for free and just in a few minutes.

– When you receive the credentials into the service, you can create invoices to your customers right away. We won’t charge you separately for adding receipts.

– You’re insured by UKKO Assurance (accident and liability insurance)

– When your client’s payment registers, we will charge you 5 % of the invoiced amount.

– Value added tax, UKKO Assurance 3 % and withholding tax according to your own tax percentage also affect the remaining share.

Register as a light entrepreneur with your own business ID

Create your own business ID in just a few minutes and start as an entrepreneur lightly and easily.

Start as a light entrepreneur with a business ID

1. Do the work2. Create an invoice3. Withdraw your money

Work when you want without any long-term obligations. We won’t charge you separately for sending an invoice or processing expenses that are related to the work. You can register for free and pay the service fee when you are paid.
Register hereRegister

Do you need help with choosing the right service?

Couldn’t find information about the matter you’re concerned about, or are you wondering which service is right for you?
Leave a contact request

You ask, we answer!

We have gathered our most asked questions together in our FAQ, so go ahead and read!

If you didn’t find an answer to your question, please contact our customer service on 09 6980 934 (weekdays between 9-16 o’clock.) or leave a contact request. We will be happy to answer your questions and help you move forward!

“There are at least four government agencies you’ll have to deal with as a freelancer. The most important will be Vero*, the tax agency. Don’t worry, UKKO.fi is here to be your middle man. They are ensuring that all of your taxes are paid correctly, so you can work hassle-free.”

Gregory Pellechi, Writer & podcaster

“"Ukko’s service helps me administratively and makes it possible for me to focus on delivering the best blog material without having to think about invoicing."”

Jennifer Nylund, Blogger

What is light entrepreneurship?

Light entrepreneurship is a new, flexible form of work that enables people to start out as entrepreneurs easily without a business ID.

With the UKKO.fi service, you can invoice, as a private individual, for work you have done within a contractor relationship.


  • You can choose your clients and set the price for yourself.
  • You have no need to worry about business bureaucracy since we handle all of the required paperwork such as taxes, insurance payments, payment reminders and, if necessary, debt collection.

Why light entrepreneurship?

There are many reasons for this, such as life situations. As a light entrepreneur, you will have the freedom to work on your own terms, while ensuring that all invoicing-related payments and notifications are duly handled.

You get to decide when you work, for whom and at what price. You will have more time, because, with respect to invoicing, we will handle the paperwork on your behalf. You can use this time in any way you like, doing just what you love.

As a UKKO.fi light entrepreneur, you will have no recurring monthly fees, making it easier to start out as an entrepreneur. See our price list.

Register free of a charge and find out how easily you can become a light entrepreneur! Registration is free of charge and commitments.


Why UKKO.fi?
UKKO is Finland’s favourite light entrepreneurship service!

140,000 people already use our service. We believe that light entrepreneurship should be fair for everyone. As the most influential player in the sector, we show the way for other companies in the same business.

We want to act as a partner for light entrepreneurs from start to finish.

You can download a wide range of our courses and guidelines, on issues such as pricing and marketing. We hope that you find these guidelines helpful when considering whether to begin as a light entrepreneur.

After registering, you will gain access to your own control panel for creating and sending invoices. From the control panel, you will also find a selection of benefits of monetary value, such as co-working accounts, car rental services and various training-related benefits – available straight after registration!

How does this work?

As a UKKO.fi light entrepreneur, you will not have your own business ID, and can, therefore, avoid problems such as complex bookkeeping.

Light entrepreneurship is suitable for gig work done in contractor (not employment) relationships. You agree on the performance and price of the work with each of your clients.

So, no employment relationship, as defined in the Employment Contracts Act, forms between the UKKO.fi invoicing service and light entrepreneur. In accordance with its terms and conditions of use, UKKO.fi handles payment traffic based on the contract between the user and the user’s client.

Simple steps!

This is how easy light entrepreneurship can be!

  1. Agree on the assignment with your client
  2. Do the work and create an invoice
  3. The client pays the invoice and you receive money in your account

UKKO.fi takes care of all the bureaucracy for you: VAT, pension payments, social security payments, etc.

Interested in our service, but not ready to register just yet? Our customer service personnel is always ready to help you – do not hesitate to call or send an email!

Light entrepreneurship is for you if…

You work as a freelancer

  • UKKO.fi is a good solution if you work as a freelancer and wish to bill your clients without the burden of your own business and the additional paperwork it brings.

Wish to try entrepreneurship before starting your own business

  • The UKKO.fi service is good for having a go at entrepreneurship before setting up your own business. UKKO.fi gives you a chance to try entrepreneurship without the need to get acquainted with the legislation, taxation, and accounting associated with your own business.

You are a student or have a secondary occupation

  • The UKKO.fi service is a convenient way to charge for work done outside your primary occupation. It enables you to operate as an entrepreneur without your own business. The service is also helpful for charging for work done alongside your studies.

You are fed up of running your own company

  • Running your own company and paperwork can feel burdensome. Becoming a light entrepreneur will leave time for other things. Leave the paperwork to UKKO.fi, giving you the time to focus on what you do best.

You are an occasional worker and setting up your own business is not beneficial

  • If you do occasional work that requires billing and you charge small sums at a time, establishing your own business may not be profitable. The UKKO.fi service is perfect for you if you wish to bill easily for occasional or hobby-based work. The UKKO.fi service is useful, for example, for musicians or for charging cleaning services.

Work that is completed through an invoicing service must be tasks that are done based on assignments; Unfortunately, work done through employment conditions cannot be invoiced through an invoicing service.