Forget paperwork and focus on your own skills. UKKO Private Trader takes care of bookkeeping, VAT returns and tax returns on your behalf.
Send and receive invoices directly from the software.
UKKO Private Trader handles private trader bookkeeping quickly and securely. You can focus on your own skills.
Easy to use invoicing tool for the same price. You can send invoices from the service directly as e-invoices, by mail, or by email.
No more missing receipts. Take a photo of the receipts on your mobile phone and add them to the service. Fast and easy!
Receive purchase invoices directly to UKKO Private Trader. By email, post or e-invoice.
We prepare VAT returns for you and also send them to the tax authorities.
To make invoicing easier and faster in the future, save your customers and products in an easy-to-use product and customer register.
Private trader bookkeeping does not have to be complicated and cumbersome. And it is not when you use the right tools. UKKO Private Trader is such a tool. We want to help Finnish companies grow, and paperwork must not be an obstacle here. We have also priced our service to be encouraging. In the beginning, business is small-scale and there is no reason to pay too much. We are a fair domestic operator and offer all accounting services for free until your turnover exceeds one thousand euros!
We want to make private trader financial administration easy, effortless and reasonably priced. With UKKO Private Trader, you can easily modernize your private trader bookkeeping.
The UKKO Pro Private trader bookkeeping service works like this:
Of course, our service has a number of handy features that will speed up your work. You have access to customer registers, product registers and you can send e-invoices directly from our system. All for the same price.
The best thing about our bookkeeping service is that you can always see the financial situation of your company in real time
Especially for a new entrepreneur, new things come up almost every week. Our knowledgeable customer service and financial department are always there to support you, online, by phone and via email. We make sure that your business won’t stop because of bureaucracy.
Follow thousands of other Finnish entrepreneurs: Transfer your bookkeeping to us and enjoy true entrepreneurial freedom. Focus on your own work and grow your business. That is our common goal.
We are also constantly developing our service and we have a long list of new features coming. The purpose of all these reforms is to make the life of a private trader easier.
With the help of UKKO Private Trader, you take care of your company’s invoicing and bookkeeping. Automated features save a lot of time so you can focus on your core business.
You can send invoices, add receipts, and manage your sole trader bookkeeping worry-free, regardless of device. Receipts will no longer be lost when you take a picture of them immediately after purchase. You can also view, for example, whether your customer has paid the invoice, conveniently by phone.
Keep invoices, receipts and other documents related to your company’s finances in UKKO Private Trader. When you receive or send invoices in our service, the information is automatically transferred to the books. We’ll take care of the documents.
Do the bookkeeping when it suits you best. On the couch at home or on a trip, you decide where and how. UKKO Private Trader can be used with any device. Laptops, tablets and phones. No programs to install!
You can use UKKO Private Trader bookkeeping without an expensive opening fee. You only pay for our service according to the accumulated turnover. Starting from 0 € / month and a maximum of 60 € / month.
The use of the service also does not bind you to long contracts and notice periods. We trust that you will be satisfied with our service!
Our service works easily with any device and from anywhere. No compatibility issues. Easy and simple, right? All you need is an internet browser, which you are using to read this page right now.
Set up easy-to-sell products and speed up your invoicing. Make automatic invoices for products. No unit limits!
Store unlimited customers in your own system easily and quickly. You can invoice existing customers in an instant.
Single-entry bookkeeping includes both sales invoicing and purchase invoicing. You can send invoices from the service directly as e-invoices, by mail or by email.
The service includes a real-time income statement.
UKKO Private Trader creates VAT calculations for you that you can easily report to the tax authorities.
Are business tax issues a headache? No worries, UKKO Private Trader also takes care of all the paperwork necessary for a private trader. You will receive clear reports on taxes payable and stay up to date on the financial situation of your company. We also offer comprehensive support services, by phone, email and through our website. For example, read about private trader’s taxes or view our other Frequently Asked Questions.
Leave private trader bookkeeping to us. We take care of the paperwork for you and you can focus on your own skills. If you’re not a private trader yet, we’ll help: Create a free business name as a private trader. As a starting entrepreneur, you also have the opportunity to apply for a startup grant from the state.
According to the Accounting Act, every company is obliged to keep records of its business or professional activities. In principle, all accounting entities must do double-entry bookkeeping, but it is still possible for a private trader to do single-entry bookkeeping under certain conditions. Despite the legal obligation, bookkeeping is also useful, as it allows the entrepreneur to better stay on top of the profitability of his or her own business.
There are numerous ways to handle private trader bookkeeping. If the business is small-scale or part-time, the entrepreneur will be able to manage it personally, in which case it will not be necessary to acquire an accountant.
Alternatively, private trader bookkeeping could well be outsourced to professionals, so you don’t have to lose sleep due to bookkeeping troubles. You can focus on just your core competencies and what you really want to do.
Regardless of the accounting company, the entrepreneur is always personally responsible for the bookkeeping, even if it has been outsourced.
As an UKKO Private Trader user, your bookkeeping is handled automatically and you only pay for the service based on your turnover. After registering for the service, you can immediately send the first invoices online.
The service is used by numerous photographers, consultants, builders, cleaners and beauticians who have wanted to reduce their workload by outsourcing financial administration to us.
You can become a user of the UKKO Private Trader service through our registration page, either with an existing business ID, or you can set up a business ID through us. For more information, see our Establishment of a Private Trader page.
Please note that one person can only have one personal Business ID. For example, if you already have a Business ID that was created several years ago and has since been discontinued, you will need to activate that business ID. You can do so with a change notice on the YTJ website.
The service is designed for private traders (Tmi) who need to keep single-entry bookkeeping. You can be either a full-time or a part-time entrepreneur.
Our service, on the other hand, is not suitable for you if:
If you set up a business name through UKKO Pro, you can get a Business ID very quickly. In practice, however, you should be prepared for the fact that the processing may take 2-5 business days. The progress of the notification processing can be monitored in the YTJ service. Unfortunately, we are unable to influence this processing time.
The monthly price of our service includes the following features:
Currently, we only offer single-entry bookkeeping for private traders. Limited companies must do double-entry bookkeeping and therefore we cannot provide our accounting services to limited companies.
Registration for the UKKO Private Trader service is completely free. Registration also does not oblige you to use the service.
You only pay for the use of our service when your cumulative (total) turnover exceeds 1000 euros. Read more about our monthly price in our pricing section.